# BANCO BILBAO VIZCAYA ARGENTARIA, S.A.: Insufficient legal basis for data processing

- Type: Enforcement
- Source: Spanish Data Protection Authority (aepd)
- Date: 2023-04-04
- Original: https://www.enforcementtracker.com/ETid-1751
- Canonical: https://overview.legal/posts/47866
- Topics: Controllers, Personal Data, Insurance, Processing Agreement, Processing, Data Controller, Supervisory Authorities

## Summary

The Spanish DPA has imposed a fine on BANCO BILBAO VIZCAYA ARGENTARIA, S.A.. During its investigation, the DPA found that the controller had registered alleged debts of a former client to the risk information center of the Spanish Central Bank without a valid legal basis. The DPA also found that the controller had not adequately complied with the former customer's request for access to their personal data. The original fine of EUR 140,000 was reduced to EUR 84,000 due to voluntary payment and ad

## Full text

The Spanish DPA has imposed a fine on BANCO BILBAO VIZCAYA ARGENTARIA, S.A.. During its investigation, the DPA found that the controller had registered alleged debts of a former client to the risk information center of the Spanish Central Bank without a valid legal basis. The DPA also found that the controller had not adequately complied with the former customer's request for access to their personal data. The original fine of EUR 140,000 was reduced to EUR 84,000 due to voluntary payment and admission of responsibility.

GDPR Articles: Art. 6 (1) GDPR, Art. 15 GDPR
Industry: Finance, Insurance and Consulting

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Generated by overview.legal · https://overview.legal/posts/47866 · 2026-08-22