# CAIXABANK PAYMENTS & CONSUMER EFC, EP, S.A.U.: Insufficient legal basis for data processing

- Type: Enforcement
- Source: Spanish Data Protection Authority (aepd)
- Date: 2023-11-13
- Original: https://www.enforcementtracker.com/ETid-2214
- Canonical: https://overview.legal/posts/48329
- Topics: Personal Data, Controllers, Insurance, Processing, Processing Agreement, Supervisory Authorities, Data Controller

## Summary

The Spanish DPA has imposed a fine of EUR 200,000 on CAIXABANK PAYMENTS & CONSUMER EFC, EP, S.A.U.. The controller had included the data subject's personal data in a credit reporting register without a sufficient legal basis. The controller justified this with alleged debts that the data subject had with the controller. In fact, however, the parties were still involved in ongoing court proceedings.

## Full text

The Spanish DPA has imposed a fine of EUR 200,000 on CAIXABANK PAYMENTS & CONSUMER EFC, EP, S.A.U.. The controller had included the data subject's personal data in a credit reporting register without a sufficient legal basis. The controller justified this with alleged debts that the data subject had with the controller. In fact, however, the parties were still involved in ongoing court proceedings.

GDPR Articles: Art. 6 GDPR
Industry: Finance, Insurance and Consulting

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Generated by overview.legal · https://overview.legal/posts/48329 · 2026-08-22