# IBERCAJA BANCO, S.A.: Insufficient legal basis for data processing

- Type: Enforcement
- Source: Spanish Data Protection Authority (aepd)
- Date: 2024-10-22
- Original: https://www.enforcementtracker.com/ETid-2473
- Canonical: https://overview.legal/posts/48588
- Topics: IP Address, Insurance, Processing Agreement, Processing, Supervisory Authorities

## Summary

The Spanish DPA has fined IBERCAJA BANCO, S.A. for unlawfully accessing a customer’s credit file after the termination of their contractual relationship. The DPA concluded that without an existing contractual relationship, the bank had no valid legal basis for the access. The original fine of EUR 300,000 was reduced to EUR 180,000 due to immediate payment and admission of responsibility.

## Full text

The Spanish DPA has fined IBERCAJA BANCO, S.A. for unlawfully accessing a customer’s credit file after the termination of their contractual relationship. The DPA concluded that without an existing contractual relationship, the bank had no valid legal basis for the access. The original fine of EUR 300,000 was reduced to EUR 180,000 due to immediate payment and admission of responsibility.

GDPR Articles: Art. 6 (1) GDPR
Industry: Finance, Insurance and Consulting

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Generated by overview.legal · https://overview.legal/posts/48588 · 2026-08-22