BGH - I ZR 97/25 (This appears to be a legal citation and doesn't require translation.)

Facts: The court ruled that the retention period for data regarding completed payment defaults by private credit information agencies is not automatically limited by rules for deleting data from a debtor file, and that codes of conduct based on the GDPR (General Data Protection Regulation) can serve as a guideline for balancing interests in accordance with Article 6(1)(f) of the GDPR. The Federal Court of Justice has determined that the maximum retention period for data regarding a payment default that has already been resolved by a credit information agency is not limited by national rules for deleting data from a public debtor file.

Summary in English:
The responsible party, SCHUFA Holding AG, operates a credit information agency that collects and stores information about payment defaults reported by its contractual partners, with the aim of assessing the creditworthiness of consumers. The responsible party, SCHUFA Holding AG, operates a credit information agency that collects and stores information about payment defaults reported by its contractual partners, with the aim of assessing the creditworthiness of consumers.

This content has been automatically translated using machine translation. The original version is available in the source language.

This content was automatically translated using machine translation. The original version is available in the source language.