# Secret scoring: Join the CRIF class action now!

- Type: News
- Source: noyb - European Center for Digital Rights
- Date: 2026-06-09
- Original: https://noyb.eu/en/secret-scoring-join-crif-class-action-now
- Canonical: https://overview.legal/posts/53124
- Topics: AI Value Chain Actors and Roles

## Summary

Credit Scoring CRIF is one of the largest credit reference agencies in Austria. It has built up a largely unknown "shadow registry" containing the names, dates of birth and addresses of almost all adults in Austria. CRIF uses this data to assign people a score. For 90% of those affected, this score is based primarily on address, gender and age. Although this data does not allow for any real conclusions to be drawn about a person’s creditworthiness, the CRIF score often determines whether someone

## Full text

Credit Scoring CRIF is one of the largest credit reference agencies in Austria. It has built up a largely unknown "shadow registry" containing the names, dates of birth and addresses of almost all adults in Austria. CRIF uses this data to assign people a score. For 90% of those affected, this score is based primarily on address, gender and age. Although this data does not allow for any real conclusions to be drawn about a person’s creditworthiness, the CRIF score often determines whether someone is granted a contract with mobile phone providers, electricity suppliers or banks. We are convinced that this unwarranted data collection and the scoring of people for whom no credit-relevant data is available violates the GDPR. noyb is therefore bringing an injunction and a class action for damages. Join the class action now! Sign up for the class action here: crif.noyb.euBackground: How does data flow within the CRIF network?List of data providers in the CRIF networkList of companies that pur

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Generated by overview.legal · https://overview.legal/posts/53124 · 2026-08-22