Over 40,000 CRIF queries: Klarna, banks and telecoms entangled in CRIF network

Credit Scoring Following an initiative by noyb, more than 2,400 affected individuals requested their data from the credit agency CRIF and have now received it. An evaluation by noyb shows that many well-known Austrian companies, such as Erste Bank, Verbund and Drei, evaluate their customers using CRIF data. Some companies, such as T-Mobile, the online retailer Otto, and the insurance company Allianz, also seem to provide their customer data to CRIF. The initial evaluation of over 40,000 queries with more than 28,000 scores transmitted also shows that men are rated significantly worse than women. People in cities receive a lower score than people on the countryside. noyb will conduct detailed analyses in the coming weeks to evaluate the individual accuracy of the CRIF scores. Download the infographics in high resolution (.zip)Data sources: Three major address publishers. CRIF's address data comes primarily from three address publishers: AZ Direct (part of the Bertelsmann Group), Compass