BGH - I ZR 97/25

Facts }}}} The Court ruled that the storage period for settled payment default data by private credit agencies is not automatically limited by debtor register deletion rules, and that GDPR codes of conduct may guide the balancing of interests under [[Article 6 GDPR#1f|Article 6(1)(f) GDPR]].The Federal Court of Justice held that a credit information agency's maximum storage period for data about an already settled payment default is not limited by national deletion rules for a public debtor register. == English Summary ==== English Summary == The controller, SCHUFA Holding AG, operates a credit information agency that collects and stores information on payment defaults reported by its contractual partners for the purpose of assessing consumers’ creditworthiness.The controller, SCHUFA Holding AG, operates a credit information agency that collects and stores information on payment defaults reported by its contractual partners for the purpose of assessing consumers’ creditworthiness.