News · noyb - European Center for Digital Rights EN LLM context A cited markdown file you can paste into your AI assistant (ChatGPT, Claude, a RAG or project knowledge base) to ground it in this document. Contains: this document’s text, its sections with their topics, and the full text of every law provision it applies. Everything links back to its source on overview.legal — legal information, not advice.

Secret scoring: Join the CRIF class action now!

AI Value Chain Actors and Roles
Jun 9, 2026 Source

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Credit Scoring CRIF is one of the largest credit reference agencies in Austria. It has built up a largely unknown "shadow registry" containing the names, dates of birth and addresses of almost all adults in Austria. CRIF uses this data to assign people a score. For 90% of those affected, this score is based primarily on address, gender and age. Although this data does not allow for any real conclusions to be drawn about a person’s creditworthiness, the CRIF score often determines whether someone is granted a contract with mobile phone providers, electricity suppliers or banks. We are convinced that this unwarranted data collection and the scoring of people for whom no credit-relevant data is available violates the GDPR. noyb is therefore bringing an injunction and a class action for damages. Join the class action now! Sign up for the class action here: crif.noyb.euBackground: How does data flow within the CRIF network?List of data providers in the CRIF networkList of companies that pur

Original document at the source noyb.eu

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