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News · noyb - European Center for Digital Rights EN LLM context A cited markdown file you can paste into your AI assistant (ChatGPT, Claude, a RAG or project knowledge base) to ground it in this document. Contains: this document’s text, its sections with their topics, and the full text of every law provision it applies. Everything links back to its source on overview.legal — legal information, not advice.

German credit agency earns millions through unlawful customer manipulation

Credit Scoring Today, noyb has filed a complaint and report against the German credit agency SCHUFA with the Hessian data protection authority.

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Credit Scoring Today, noyb has filed a complaint and report against the German credit agency SCHUFA with the Hessian data protection authority. The company appears to be making millions of euros by selling people in Germany their own data. With the help of manipulative designs, people are prevented from obtaining a free copy of their data in accordance with Article 15 GDPR – even though they would actually be legally entitled to it. The company’s primary aim appears to be to profit from people looking for accommodation. In Germany, they often have to provide proof of solvency in order to obtain a lease. Complaint and report against SCHUFA (DE)Lucrative business at the expense of apartment seekers. Anyone looking for a flat or house to rent in Germany is regularly asked to prove their financial reliability. As a result, people looking for accommodation often end up at credit agencies such as SCHUFA – which make a fortune by selling people in Germany their own data. What SCHUFA deliberat

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