Credit agency CRIF systematically withholds data from consumers
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Credit Scoring noyb's legal proceedings against the credit reporting agency CRIF are uncovering a multitude of legal violations and cynical interpretations of the GDPR, exposing a swamp of misconduct. These violations include incorrect credit scores, unlawful data collection, and deliberate withholding of information when data subjects submit requests to the credit agency. CRIF's tactics rely on the hope that most individuals will give up their pursuit of information. In response, noyb has filed a complaint addressing these repeated violations, bringing attention to the thousands of instances where individuals' rights are being violated. Complaint and reportStructural partial answers. According to Article 15 GDPR, every consumer has a right to receive all data that credit bureaus like CRIF store within one month. However, CRIF's response fails to indicate the source of the data on the data subject, and it only includes information about recipients of creditworthiness data from the past