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News · noyb - European Center for Digital Rights EN LLM context A cited markdown file you can paste into your AI assistant (ChatGPT, Claude, a RAG or project knowledge base) to ground it in this document. Contains: this document’s text, its sections with their topics, and the full text of every law provision it applies. Everything links back to its source on overview.legal — legal information, not advice.

Illegal credit scores: noyb to amplify pressure

Credit Scoring Illegal credit scores: noyb to amplify pressure Today, noyb filed a complaint against the address trader Acxiom and the credit reference agency CRIF Bürgel in Germany.

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Credit Scoring Illegal credit scores: noyb to amplify pressure Today, noyb filed a complaint against the address trader Acxiom and the credit reference agency CRIF Bürgel in Germany. Their illegal trade with personal data of millions of Germans violates the GDPR as well as national data protection law. Data originally collected for direct marketing may not be used to calculate creditworthiness without consent of the data subjects. Following a similar complaint in Austria, noyb is thus taking a further step in the fight against unlawful data trading between address publishers and credit reference agencies. Download: Complaint against CRIF Bürgel and Acxiom (German) Download: English machine translation of the complaint (PDF) CRIF Bürgel uses data sets that were originally collected for direct marketing from Axciom and judges millions of citizens’ creditworthiness on that basis. This clearly violates the basic principle of the GDPR that data may only be collected for "specified, explicit

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