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Illegal credit scores: noyb to amplify pressure

noyb - European Center for Digital Rights

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Credit Scoring Illegal credit scores: noyb to amplify pressure Today, noyb filed a complaint against the address trader Acxiom and the credit reference agency CRIF Bürgel in Germany. Their illegal trade with personal data of millions of Germans violates the GDPR as well as national data protection law. Data originally collected for direct marketing may not be used to calculate creditworthiness without consent of the data subjects. Following a similar complaint in Austria, noyb is thus taking a further step in the fight against unlawful data trading between address publishers and credit reference agencies. Download: Complaint against CRIF Bürgel and Acxiom (German) Download: English machine translation of the complaint (PDF) CRIF Bürgel uses data sets that were originally collected for direct marketing from Axciom and judges millions of citizens’ creditworthiness on that basis. This clearly violates the basic principle of the GDPR that data may only be collected for "specified, explicit