News · noyb - European Center for Digital Rights EN LLM context A cited markdown file you can paste into your AI assistant (ChatGPT, Claude, a RAG or project knowledge base) to ground it in this document. Contains: this document’s text, its sections with their topics, and the full text of every law provision it applies. Everything links back to its source on overview.legal — legal information, not advice.

Illegal credit scores: noyb to amplify pressure

Marketing Personal Data Direct Marketing Consent
Oct 18, 2021 Source

How it connects

Related across sources

Enforcement AEPD (Spain) - PS/00249/2025 AEPD (Spain) Case Law Spanish court reviews DPA decision on KFC Spain website privacy information and DPO National Court Enforcement Italian DPA sanctions Lusha Systems for processing contact data without consent in B2B Garante per la protezione dei dati personali (Italy) Enforcement ICO (UK) - KRA Consultancy Ltd ICO (UK) Enforcement NAIH fines online store HUF 15M for transparency and Article 12(1) GDPR violations NAIH (Hungary) Literature Cookies, privacidade e proteção de dados J²

Full text

Credit Scoring Illegal credit scores: noyb to amplify pressure Today, noyb filed a complaint against the address trader Acxiom and the credit reference agency CRIF Bürgel in Germany. Their illegal trade with personal data of millions of Germans violates the GDPR as well as national data protection law. Data originally collected for direct marketing may not be used to calculate creditworthiness without consent of the data subjects. Following a similar complaint in Austria, noyb is thus taking a further step in the fight against unlawful data trading between address publishers and credit reference agencies. Download: Complaint against CRIF Bürgel and Acxiom (German) Download: English machine translation of the complaint (PDF) CRIF Bürgel uses data sets that were originally collected for direct marketing from Axciom and judges millions of citizens’ creditworthiness on that basis. This clearly violates the basic principle of the GDPR that data may only be collected for "specified, explicit

Original document at the source noyb.eu

Similar Content